What Happens to Your Guarantor if You Don’t Pay Your Guarantor Loan

If you are considering quick guarantor loans, you have to be responsible in paying your loan. Why? It is simply because going default on your guarantor loan would only become a problem to your guarantor.

Let us establish some facts first. A guarantor loan is a particular loan given to individuals with poor or bad credit score. In this loan, a guarantor is necessary. The guarantor can be a friend, a relative, a colleague or any person who is not next of kind or dependent to the applicant. The role of the guarantor would be to guarantee that the applicant would pay the loan. But if the person goes on default or will not pay the loan, it will be the guarantor’s responsibility to pay the debt.

Come to think of this, if you are the one who took the loan and did not pay it, what will happen to your friend/relative/colleague who became your guarantor. Of course, he would end up suddenly having a debt. Because he has to pay for the guarantor loan, he would become very restricted financially. In the worst case scenario, his credit rating might also be affected because of what happened. If his credit rating drops, then he too may be unable to get a loan easily.

The biggest risk of all would be having a fall-out with the person whom you asked to be a guarantor. It is not a nice thing and it has happened a lot of times already. Friends, colleagues and even relatives had a major fall-out and would not wish to be associated with one another because of guarantor loans.

If your friend, colleague or relative you asked to be a guarantor is an important person to you, you should be the one who must pay the loan. Don’t run away. Don’t put him on a tight situation. Most of all, avoid having a fall-out with your guarantor.

A Wise Old Man

A 92 year old man is walking through a park and sees a talking frog. He picks up the frog and the frogs says, “If you kiss me, I will turn into a beautiful princess and be yours for a week.” The old man puts the frog in his pocket. The frog screams, “Hey if you kiss me, I will turn into a beautiful princess and make love to you for a whole month.” The old man looks at the frog and says, “At my age I’d rather have a talking frog.”

I Love Cats

-_-cats-cats-22066039-1280-1024I love cats. They are graceful, playful and beautiful. I love how they act around without care. I love how curious they are. I love how athletic they can be. I love their mews. I love their fur. I love their soft, squishy padded foot. But unfortunately, pets are not allowed in my place – apartment rule. Oh how sad. Why would the landlord prohibit pets such as cats and dogs.

I fell in love with cats when I was around 4 or 5 I guess. When I was outside our house playing by myself, I saw two kittens playing around and chasing a butterfly. The way they move and jump around as well as their playful nature really grabbed my attention. The more I looked at them, the more I became interested in them. Turns out, they were the kittens from our neighbors’ cat and I was so happy when I found out that I can pet them. It was hard for me to express my feeling when I ran my fingertips on the kittens’ fur. It was so soft and silky.

One time, our house was plagued by mice. My mom then asked our neighbor if we could borrow his cat. I was so excited that time because I thought we will finally have a cat. But my mother had a different plan in mind. She borrowed the cat to get rid of all the mice inside the house. That time, for the first time in my life, I saw that cats are accomplished hunters. I was amazed on how quick and agile a cat is.

Ever since then, I became a cat person.

Comfort From AC

While many people are saying how harmful an air conditioner or cooling unit is, I still love our AC. Yes, I am well aware of the risks of using AC, which is why I only use AC when necessary and bought an energy efficient and CFC free cooling unit. At least with this, I would feel no guilt in using AC whenever it is a hot day outside. Sorry to Mother Nature…

I love our AC because of one particular reason – comfort. I always want to feel comfortable for whatever reason it may be. When I am working, I want to be comfortable while doing it. If I watch TV, I want to be comfortable. Even during meals, I want comfort. And if it is too hot, there’s no way I can feel it. So when it is hot, I grab the AC’s remote and turn it on.

The biggest problem I had with my AC was when it broke down. It was a nightmare because it was an extremely hot summer day that time. Without giving any second thoughts, I dialed for the AC service Boca Raton that I know about. I don’t want to experience a lot of discomfort just because our AC was down.

My Persona Over The Internet

Only on the Internet can a person be lonely and popular at the same time.” 

― Allison BurnettUndiscovered Gyrl

This was a quote about blogging, which I found over the internet. And I believe about what he said. You can be a lonely person online and be popular at the same time. This can happen in internet forums, online games, online communities and most specially on blogs.

How is this possible?

Well, it is hard to explain how, so let me put a certain situation how this can become possible. If you are online, be it playing games, participating in online communities and forums or spending most of your time on your blog, there’s a huge chance that you are by yourself. Thus you are lonely – not necessarily the lonely sad kind of thing. You are lonely because you are alone in your room doing what you are doing over the internet.

You can become popular at the same time if you are the kind of gamer who has plenty of online game friends, the blogger who has many follows and comments and the forum user who has many replies and community friends.

We can’t also dismiss the fact that over the internet, you can create a different persona about yourself. You can become anyone or any person that can become popular to other people. So this is why some people who have experienced bullying or have problems with their social life create a persona over the internet to escape their reality.

Now I created this blog not because I was bullied or having social problems. Definitely, I did not create this blog because I want to be popular. Well, if it happens then I would be glad. But for now, my plan for this blog is just right anything I want.